10 Lakhs 5 Crores
₹1,00,00,000
₹ 8,999/year
Estimated Annual Premium

Employer-employee Insurance Plans

Secure your family's financial future with our comprehensive term insurance plans. Offering high coverage at affordable premiums, our term plans ensure your loved ones are protected against life's uncertainties.

Choose from a range of term insurance options designed for different life stages and financial goals. With flexible premium payment terms, riders, and claim settlement ratios above 98%, we provide the security your family deserves.

Our Term Insurance Plans

Most Affordable
Pure Term Plan
Pure Term Insurance Plan ₹ 8,999/year

Basic term insurance offering maximum coverage at minimum premium. Ideal for individuals looking for straightforward life cover without savings component.

Key Features:
High Sum Assured
Low Premium
Accidental Death Benefit
Critical Illness Rider
  • Coverage up to ₹5 crores
  • Entry age: 18 to 65 years
  • Policy term: 10 to 40 years
  • Income tax benefits under Section 80C & 10(10D)
  • Free look period: 30 days
Premium Return
Term with Return Plan
Term with Return of Premium ₹ 15,999/year

Get all your premiums back at policy maturity while enjoying life coverage throughout the term. Perfect for those who want protection with savings.

Special Benefits:
100% Premium Return
Bonus on Survival
Tax-Free Returns
Flexible Payment Terms
  • Get back all premiums paid at maturity
  • Additional survival bonus up to 10%
  • Coverage continues during premium return period
  • Option to increase coverage every 5 years
  • Waiver of premium rider available
Income Protection
Family Income Benefit Plan
Family Income Benefit Plan ₹ 12,999/year

Provides regular monthly income to your family in case of your unfortunate demise, ensuring their lifestyle is maintained.

Income Features:
Monthly Income Payout
Inflation-Adjusted Payouts
Children Education Benefit
Home Loan Protection
  • Monthly income from ₹25,000 to ₹2,00,000
  • Income payout for 10-25 years
  • Lump sum payment after income period
  • Accidental death benefit double the sum assured
  • Critical illness income benefit rider
Women Specific
Women Term Plan
Women Term Insurance Plan ₹ 7,999/year

Specially designed term insurance for women with features catering to their unique life stages and financial needs.

Women-Centric Features:
Maternity Benefit
Women-Specific Illness Cover
Lower Premium Rates
Divorce Protection
  • Special premium rates for women
  • Coverage for breast and ovarian cancer
  • Maternity benefit up to ₹50,000
  • Waiver of premium during maternity leave
  • Option to convert to whole life policy
Senior Citizen
Senior Term Plan
Senior Citizen Term Plan ₹ 18,999/year

Term insurance designed for individuals aged 60-75 years, providing coverage without medical tests in most cases.

Senior Benefits:
No Medical Test (up to 75)
Pre-existing Disease Cover
Lower Premium Loading
Disability Benefit
  • Entry age up to 75 years
  • Coverage up to ₹1 crore
  • No medical tests up to sum of ₹50 lakhs
  • Permanent disability benefit
  • Hospital cash benefit rider available
98.5%
Claim Settlement Ratio
₹2,500Cr+
Claims Paid
15 Days
Avg Claim Settlement
1L+
Policies Issued

Why Choose Our Term Insurance?

Lowest Premiums

Get maximum coverage at the most competitive rates in the market.

Quick Issuance

Get your policy issued within 48 hours with minimal documentation.

Dedicated Support

Personalized assistance through policy purchase and claim process.

Client Testimonials

"The term insurance from Mizaan gave me peace of mind knowing my family is protected. The premium was surprisingly affordable for the high coverage I got."

RK
Rajesh Kumar
IT Professional

"As a single mother, the women term plan was perfect for me. The maternity benefits and lower premiums made it the ideal choice for my needs."

PD
Priya Desai
Marketing Manager

Get Your Term Insurance Quote